Did you know that more than half of all new home buyers purchase a new home without a written budget. They get into their home and then realized they need things for the home and then do not plan ahead for upkeep and maintenance. It is one of the reason for the debt that most homeowners have. Especially for my first time buyers I highly recommend planning ahead for costs and expenses and getting on a written plan. There is a free app out there I recommend from Dave Ramsey - Every Dollar. It is easy to download on most devices and you can access helpful budgeting resources on his website - CLICK TO VIEW
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